NJ Commercial Auto Insurance Plans 1 vehicle to large fleets

High Risk Producers provide access to an insurance market for businesses who are not eligible for the NJ voluntary commercial auto insurance marketplace.

Automobile Liability coverages are available in Combined Single Limits (CSL), beginning at 35,000. Increased limits are available for 50,000, 100,000, 300,000, 500,000, 750,000. Federal, State or Municipal laws may require your business to have higher limits and we could discuss these in detail. Higher limts may be available however, higher limits may require evidence that the limits are required and may impose a delay in coverage effective date.

Commercial auto insurance canceled? What is a business owner to do for insurance? Try getting some help and free quote form our NJCAIP certified producers and see if it works for your business. insures auto's, vans, trucks and trailers.

Use our Producers contact form to get quick help with NJ Commercial Auto Insurance Coverage.

Get fast help with NCAIP NJ Commercial Auto Insurance.
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No NJCAIP Certified Producer should bind a risk for NJCAIP or submit an application for insurance if a known current valid NJ Commercial Auto Insurance voluntary market company offers a policy to the applicant.

If you are having trouble with NJ Commercial insurance call the 609-292-7272 or NJ Insurance Consumer Hotline 1-800-446-7467

The trucking insurance coverage/s you need may include:

•Commercial truck liability insurance: Covers your liability risks in the event that you or one of your employed drivers causes an accident. Your commercial truck liability will include bodily injury liability to cover the costs of injuries and medical expenses for the injured party, and property damage liability to cover the costs of property damage in an accident. Your commercial truck liability insurance will typically also cover the costs of legal defense, whether or not your company is found to be at fault in an accident.

•Optional physical damage coverage (Restrictions Apply): Covers the costs of damage to your vehicle from an accident or other incident. This coverage includes both collision coverage to pay for damage from a crash as well as comprehensive coverage to pay for damage from theft, vandalism and other than collision causes.

•Uninsured/underinsured motorists coverage: Covers the costs of injuries and damages if you or one of your employees are in an accident where another driver is at fault, but that driver does not have enough coverage to pay for your injuries and property damage.

•Motor Truck Cargo coverage (Outside Plan Quotes): Covers damage or theft of items your truck is hauling.

Sometimes several policies may have to be “stacked” or added together to get the total all around coverage that you may need.  The larger the power unit or vehicles the more difficult it is to get the most coverage’s.

ONLY A NJCAIP INSURANCE CERTIFIED PRODUCER AGENT MAY BIND COVERAGE. THE PLAN HAS OVER 100 RULES THAT NEED TO BE FOLLOWED FOR A SUBMITTED APPILCATION TO BE APPROVED. THIS IS NOT AUTHORIZED BY,AFFILIATED WITH, NOR IN ANY WAY RELATED T0 AIPS0 ANY STATE INSURANCE AUTH0RITY,NOR ANY STATE APPROVED ASSIGNED RISK AUT0M0BILE INSURANCE PLAN. CERTAIN NJCAIP POLICIES MAY BE BOUND IMMEDIATELY AND PROCESSED SUBJECT TO NORMAL UNDERWRITING PROCEDURES AS SET FORTH BY THE NJCAIP PLAN MANUAL. POLICIES ARE ISSUED BY COMMERCIAL NJCAIP-LIMITED ASSIGNMENT DISTRIBUTION INSURANCE COMPANIES IN NEW JERSEY (LADS). ONLY A NJCAIP INSURANCE CERTIFIED PRODUCER AGENT MAY BIND COVERAGE.