Commercial property insurance helps businesses pay to repair or replace buildings, associated structures, and contents damaged by fire, storms, theft, and other events outlined in the policy.
This web site provides general information about the kinds of commercial property coverage that are or may be. It can help you evaluate different commercial property policies, understand how rates are determined, and ask the right questions when shopping for insurance. You should review your policy carefully to understand your specific coverage.
No business can afford to be unprepared for a lawsuit.
New Jersey Liability insurance protects your business assets when the business is sued for something the business did (or failed to do) that contributed to injury or property damage to someone else. Liability coverage extends not only to paying damages but also to the attorneys’ fees and other costs involved in defending against the lawsuit – whether valid or not. The standard business owners policy provides liability coverage, as does a separate policy known as a commercial general liability (CGL) insurance policy.
Generally, commercial liability insurance, whether purchased in a separate policy or as part of a standard business owners policy, will cover bodily injury, property damage, personal injury or advertising injury. The medical expenses of a person or persons (other than employees) injured at the business or as a direct result of the operations of the business are also covered.
Usually excluded from both types of liability insurance policies are suits by customers against a business for nonperformance of a contract and by employees charging wrongful termination or racial or gender discrimination or harassment. Check with your NJ Insurance Agent about the best liability protection covering all types of situations that may arise in your business. Read more on Commercial Property Insurance.
Our producers have the experience and expertise to quote, bind and properly service your New Jersey or Pennsylvania commercial auto insurance policy.
Get no obligation help from our producers and commercial auto insurance companies and wholesalers that offer commercial insurance below.
Get quick help and coverage with Commercial Auto Insurance.
When you have problems in New Jersey or Pennsylvania finding commercial auto insurance the pool of companies starts to shrink very quickly since the sate is rampant with insurance fraud and phony claims. Insurance companies have to factor this into the rates they charge and it affects everyone with higher prices for years.
Get Pennsylvania and New Jersey Truck Insurance – Commercial Quotes – Business Auto Insurance Policies Free Quotes (856) 863-5654.
Pennsylvania and New Jersey commercial truck insurance quotes, locate good truck insurance including Motor Truck Cargo, Trailer Interchange & Physical Damage Coverage and get your policy issued today in most cases.
Get help from Transportation Risk Insurance Specialists. Send just the basic information for us to be able to help you and we will get to work for your company.
Make sure that you have your “Ducks In A Row” when it comes to New Jersey Commercial Auto or Truck Insurance.
•NJ or PA Light Truck – Trucks with a Gross Vehicle Weight (GVW) of 10,000 pounds or less • NJ or PA Medium Truck – GVW between 10,001 – 20,000 pounds • NJ or PA Heavy Truck – GVW between 20,001 – 45,000 pounds • NJ or PA Extra Heavy Truck – GVW 45,000 pounds or more • NJ or PA Truck Tractor – A motor vehicle for carrying commodities or material and equipped with a fifth wheel coupling device for semi trailers. • NJ or PA Heavy Truck Tractors – GVW 45,000 pounds or less • NJ or PA Extra Heavy Truck Tractor – GVW 45,001 or more • NJ or PA Semi Trailer – A trailer equipped with a fifty wheel coupling device for use with a truck tractor, with load capacity of over 2,000 • NJ or PA Trailer – Any type trailer other than semi trailer with load limit over 2,000 pounds • NJ or PA Service or utility trailer – Trailer including semi trailer with load capacity of 2,000 pounds or less.